Agricultural

Invest in heavy-duty plant and machinery.

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What is Agricultural Finance?

Agricultural finance supports farmers and agri-businesses in purchasing essential farming equipment to maintain productivity and meet industry demands. This type of finance allows for affordable, structured payments on expensive machinery.

Types of Agricultural Finance

It covers a wide range of equipment, including tractors, combine harvesters, ploughs, milking machines, and irrigation systems. Each piece plays a critical role in modern farming, from soil preparation to harvesting and livestock care.

Choose the Asset

Select the equipment, machinery, or vehicle you need.

Find a Lender

Compare providers to find the most competitive rates and terms.

Agree Terms

Choose the finance type and term length (typically 1 to 7 years).

Monthly Payments

Make regular repayments based on the agreement.

End of Term

Depending on the type of finance, you may own the asset, return it, or extend the lease.

Compare Asset Finance Deals Today

At Compare Asset Finance, we make it easy to compare a full range of asset finance options from top UK lenders.

Whether you're looking for hire purchase agreements, finance leases, equipment loans, vehicle finance, machinery funding, or any other type of asset finance, our specialised partners, expert business finance brokers, help you find the best deal for your business, saving you time, money, and hassle.

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Quick online quotes

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Benefits of Agricultural Finance

Key benefits include preservation of working capital, increased operational efficiency, and the ability to access advanced agricultural technologies. It also enables farmers to respond quickly to seasonal requirements.

Things You Need to Know

Agricultural finance is suitable for both small family farms and large-scale commercial operations. It’s used to upgrade outdated machinery, expand capacity, or replace failing equipment.

It's important to consider the timing of repayments to align with crop or livestock cycles, as well as the impact of weather and market fluctuations.

FAQs

Is seasonal payment scheduling available?

Yes, many lenders offer seasonal repayment plans.

Can I finance used agricultural equipment?

Absolutely, used equipment financing is common.

Do I need to own land to qualify?

Not necessarily; eligibility varies by lender.

Are grants available alongside finance?

Yes, you can sometimes combine finance with agricultural grants.

Can partnerships or cooperatives apply?

Yes, provided financial documentation is in place.

Disclaimer: Compare Asset Finance helps UK firms find the right finance credit broker for access to business finance. Compare finds credit brokers, not lenders. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  

This website is operated by Spark Finance. Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  Spark Finance may receive commission from lenders  which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).