Software Finance

Spread the cost of essential software systems.

1

Complete the form

Answer a few questions for us to understand your business' needs

2

We compare 100+ lenders

We will advise which options could be suitable for your business

3

You choose the offer that best suits you

We'll present any offers available for your business. You choose the one that best suits your business.

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Please note the minimum requirement is £5,000.

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What is Software Finance?

Software Finance allows businesses to spread the cost of essential software tools and platforms over time. It covers business-critical systems such as ERP (Enterprise Resource Planning), CRM (Customer Relationship Management), and other licensed or subscription-based software.

Types of Software Finance

Funding is available for perpetual licensing, annual fees, and SaaS platforms, including cloud-based applications and enterprise solutions. Custom software development can also sometimes be included, depending on the finance provider.

Choose the Asset

Select the equipment, machinery, or vehicle you need.

Find a Lender

Compare providers to find the most competitive rates and terms.

Agree Terms

Choose the finance type and term length (typically 1 to 7 years).

Monthly Payments

Make regular repayments based on the agreement.

End of Term

Depending on the type of finance, you may own the asset, return it, or extend the lease.

Compare Asset Finance Deals Today

At Compare Asset Finance, we make it easy to compare a full range of asset finance options from top UK lenders.

Whether you're looking for hire purchase agreements, finance leases, equipment loans, vehicle finance, machinery funding, or any other type of asset finance, our specialised partners, expert business finance brokers, help you find the best deal for your business, saving you time, money, and hassle.

Compare now

Quick online quotes

Transparent fees and terms

Wide range of finance providers

No-obligation comparisons

Benefits of Software Finance

This model makes high-value software accessible without burdening cash flow. It supports digital transformation and streamlining operations while preserving capital. Budgeting is simplified and updates or renewals become manageable over the long term.

Perfect for businesses transitioning to cloud-based systems, onboarding digital CRM tools, or deploying new enterprise platforms across departments. Also suitable for replacing outdated software.

Things You Need to Know

Ensure your licensing agreement aligns with your finance plan. SaaS platforms typically require subscription terms that match or exceed the finance duration. Also, check whether training or onboarding is included in the finance package.

FAQs

Can I finance SaaS subscriptions?

Yes, multi-year SaaS contracts are often eligible.

Is software development included?

Sometimes. It depends on your finance provider and the scope.

Are updates and support covered?

Only if bundled in your software agreement.

What if we stop using the software?

You may still be liable for the remaining finance term.

Do I need a large company to apply?

No, SMEs and start-ups can benefit from software finance too.

Disclaimer: Compare Asset Finance helps UK firms find the right finance credit broker for access to business finance. Compare finds credit brokers, not lenders. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  

This website is operated by Spark Finance. Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  Spark Finance may receive commission from lenders  which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).