Plant & Machinery

Invest in heavy-duty plant and machinery.

1

Complete the form

Answer a few questions for us to understand your business' needs

2

We compare 100+ lenders

We will advise which options could be suitable for your business

3

You choose the offer that best suits you

We'll present any offers available for your business. You choose the one that best suits your business.

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Please note the minimum requirement is £5,000.

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What is Plant & Machinery Finance?

Plant and machinery finance enables businesses to acquire essential heavy-duty equipment without exhausting capital reserves. This solution is essential for construction firms, manufacturers, and industrial operators needing reliable, high-spec equipment.

Types of Plant & Machinery Finance

The types of machinery covered include construction equipment such as excavators and bulldozers, cranes for lifting operations, forklifts for material handling, CNC machines for precision manufacturing, and printing presses for industrial-scale print work.

Choose the Asset

Select the equipment, machinery, or vehicle you need.

Find a Lender

Compare providers to find the most competitive rates and terms.

Agree Terms

Choose the finance type and term length (typically 1 to 7 years).

Monthly Payments

Make regular repayments based on the agreement.

End of Term

Depending on the type of finance, you may own the asset, return it, or extend the lease.

Compare Asset Finance Deals Today

At Compare Asset Finance, we make it easy to compare a full range of asset finance options from top UK lenders.

Whether you're looking for hire purchase agreements, finance leases, equipment loans, vehicle finance, machinery funding, or any other type of asset finance, our specialised partners, expert business finance brokers, help you find the best deal for your business, saving you time, money, and hassle.

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Quick online quotes

Transparent fees and terms

Wide range of finance providers

No-obligation comparisons

Benefits of Plant & Machinery Finance

With plant and machinery finance, businesses benefit from access to state-of-the-art equipment, enhanced productivity, and reduced financial strain. Spreading the cost over time helps maintain liquidity and supports scalability.

Things You Need to Know

This form of finance is vital for sectors with high equipment turnover or those operating in project-based environments. It's commonly used by construction contractors, fabrication shops, logistics companies, and engineering firms.

Before entering an agreement, it’s wise to assess depreciation rates, resale values, maintenance costs, and any seasonal fluctuations in demand for the equipment.

FAQs

Can I finance used plant equipment?

Yes, many lenders offer finance for second-hand machinery.

Is a deposit required?

Some agreements need a deposit, though zero-deposit options exist.

What if the equipment breaks down?

Maintenance may be included or added separately.

Can I refinance existing machinery?

Yes, asset refinancing is a common option.

How long are typical finance terms?

Terms range from 1 to 7 years, depending on the asset and lender.

Disclaimer: Compare Asset Finance helps UK firms find the right finance credit broker for access to business finance. Compare finds credit brokers, not lenders. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  

This website is operated by Spark Finance. Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  Spark Finance may receive commission from lenders  which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).