IT & Technology Finance

Upgrade your tech without upfront costs.

1

Complete the form

Answer a few questions for us to understand your business' needs

2

We compare 100+ lenders

We will advise which options could be suitable for your business

3

You choose the offer that best suits you

We'll present any offers available for your business. You choose the one that best suits your business.

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Please note the minimum requirement is £5,000.

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What is IT & Technology Finance?

IT & Technology Finance enables businesses to acquire the latest computing and communication systems without the need for large upfront payments. This type of finance supports the purchase of both hardware and supporting infrastructure, allowing organisations to stay technologically competitive.

Types of IT & Technology Finance

Businesses can finance a wide range of technology assets, including desktop computers, laptops, tablets, and servers. Networking gear such as switches, routers, and storage solutions are also commonly financed. EPOS systems, which streamline sales and inventory processes, and telephony systems that ensure seamless communication across teams and locations, fall under this category as well.

Choose the Asset

Select the equipment, machinery, or vehicle you need.

Find a Lender

Compare providers to find the most competitive rates and terms.

Agree Terms

Choose the finance type and term length (typically 1 to 7 years).

Monthly Payments

Make regular repayments based on the agreement.

End of Term

Depending on the type of finance, you may own the asset, return it, or extend the lease.

Compare Asset Finance Deals Today

At Compare Asset Finance, we make it easy to compare a full range of asset finance options from top UK lenders.

Whether you're looking for hire purchase agreements, finance leases, equipment loans, vehicle finance, machinery funding, or any other type of asset finance, our specialised partners, expert business finance brokers, help you find the best deal for your business, saving you time, money, and hassle.

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Quick online quotes

Transparent fees and terms

Wide range of finance providers

No-obligation comparisons

Benefits of IT & Technology Finance

Financing IT equipment helps maintain cash flow while ensuring access to cutting-edge tools. Regular upgrades become easier, avoiding obsolescence and improving operational efficiency. Spreading the cost makes budgeting simpler, and there are potential tax advantages to consider.

Ideal for growing businesses upgrading systems, retail operations needing EPOS terminals, or companies expanding their network infrastructure. Remote-working setups and cloud-based operations also benefit significantly from up-to-date IT hardware and systems.

Things You Need to Know

It’s important to assess your scalability needs—ensure the equipment you're financing today will support tomorrow’s growth. Also, many finance agreements include maintenance or upgrades, offering extra flexibility.

FAQs

Can I finance both hardware and installation costs?

Yes, many finance agreements cover installation and associated costs.

Is it possible to upgrade during the finance term?

Yes, depending on the agreement, upgrades are often available mid-term.

Are software and licensing included?

Not under IT finance, but see Software Finance below.

What if the equipment becomes outdated?

Flexible terms often allow for upgrades to keep your systems current.

Is this suitable for start-ups?

Yes, start-ups can benefit from preserving capital while accessing vital tech.

Disclaimer: Compare Asset Finance helps UK firms find the right finance credit broker for access to business finance. Compare finds credit brokers, not lenders. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  

This website is operated by Spark Finance. Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  Spark Finance may receive commission from lenders  which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).