Commercial Vehicle Finance

Flexible funding for vans, lorries, and fleets.

1

Complete the form

Answer a few questions for us to understand your business' needs

2

We compare 100+ lenders

We will advise which options could be suitable for your business

3

You choose the offer that best suits you

We'll present any offers available for your business. You choose the one that best suits your business.

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Please note the minimum requirement is £5,000.

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What is Commercial Vehicle Finance?

Commercial vehicle finance helps businesses acquire the transport needed to carry passengers or goods, supporting operations in sectors such as logistics, public transport, and food distribution.

Types of Commercial Vehicle Finance

It encompasses a wide range of vehicles including buses and coaches for passenger transit, delivery vans for logistics, refrigerated vehicles for perishables, and tankers for liquid or bulk transport.

Choose the Asset

Select the equipment, machinery, or vehicle you need.

Find a Lender

Compare providers to find the most competitive rates and terms.

Agree Terms

Choose the finance type and term length (typically 1 to 7 years).

Monthly Payments

Make regular repayments based on the agreement.

End of Term

Depending on the type of finance, you may own the asset, return it, or extend the lease.

Compare Asset Finance Deals Today

At Compare Asset Finance, we make it easy to compare a full range of asset finance options from top UK lenders.

Whether you're looking for hire purchase agreements, finance leases, equipment loans, vehicle finance, machinery funding, or any other type of asset finance, our specialised partners, expert business finance brokers, help you find the best deal for your business, saving you time, money, and hassle.

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Quick online quotes

Transparent fees and terms

Wide range of finance providers

No-obligation comparisons

Benefits of Commercial Vehicle Finance

The primary advantages are predictable costs, tax efficiency, and the ability to keep fleets modern and compliant with emissions regulations. It also allows companies to scale up operations without depleting capital.

Things You Need to Know

This type of finance is suited to fleet managers, courier services, food suppliers, and public transport providers. It ensures uninterrupted service delivery and professional branding.

Consider vehicle depreciation, mileage limitations, and specific modifications (e.g. refrigeration units) when selecting a finance plan.

FAQs

Can I customise vehicles before delivery?

Yes, many suppliers allow pre-delivery customisation.

Are electric commercial vehicles eligible?

Definitely, electric vans and buses are financeable.

What if my mileage exceeds the contract?

Excess mileage charges may apply.

Is insurance part of the deal?

No, insurance is usually separate.

Can I finance replacement vehicles mid-term?

Some agreements allow for fleet upgrades or swaps.

Disclaimer: Compare Asset Finance helps UK firms find the right finance credit broker for access to business finance. Compare finds credit brokers, not lenders. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  

This website is operated by Spark Finance. Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over.  Guarantees and Indemnities may be required.  Spark Finance may receive commission from lenders  which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).